What is Kiva Protocol?
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Globally, 1.7 billion adults are unbanked, including 80% of the citizens of Sierra Leone. Two of the major barriers to accessing financial services are a lack of formal identification and a lack of verifiable credit history.
The new Kiva Protocol is designed to address these barriers by using distributed ledger technology to issue digital identification to all citizens. Through the Kiva Protocol, both formal and informal financial institutions (from banks to shopkeepers giving credit) can help contribute to a person’s credit history.
Visit kiva.org/protocol
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